Capitec Bank personal loans

Get up to R 230,000 personal credit with Capitec Bank. Capitec Bank offers its customers who are on its Global One product to apply for a personal loan of up to R 230,000 and pay it off in 84 months. You can get a loan within 20 minutes of application. The bank will also contact you to tell you whether you have been approved or declined for the personal loan.

What do you get with this?

  • The money will be available in your transaction/savings account immediately after approval
  • Fixed monthly repayments
  • You are able to consolidate all your existing loans for easier using this loan
  • You also get Free retrenchment and death cover from Capitec Bank

When applying for a Capitec Bank personal loans please remember:

  • Your South African ID book
  • An original proof of residence such as your municipality bill
  • Your latest salary slip or salary advice
  • A 3-month bank statement

Capitec bank also prides itself on being transparent and they publish how much you will pay for their loans. Here is a list of examples of loan repayments: http://www.capitecbank.co.za/personal-banking/credit/rates

To Apply for a personal loan click here

85 thoughts on “Capitec Bank personal loans

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  3. albertus Reply

    Hi am albertus kleynhans I just wane find out about ur personel loans n I do bank with u email me on

    • Utricia hlope Reply

      Hi I’m utricia hlope I have an account with captive bank.i’need a consolidation loan but I’m blacklisted by African bank.cani’qualify ??

  4. Gaobuse Hendrick Reply

    pls help me with a loan or pay for me ouldmutual loans and African bank loan it has so much areas cos I had financial for the past time so I can have one affordable instalment that I can live with it

  5. cebisile Reply

    Please help me with aloan i need to arrage my wedding please help

  6. Kelebogile Reply

    Hi! I need a personal loan but I’m blacklisted and I bank with you pls reply if there’s any chance of getting loan.

  7. Carmen Philander Reply

    Good day i would like to know how do i go about getting out debt review and consolodate all my debts and only pay one affordable account

  8. Ruwaida Fourie Reply

    I would like to know if i can apply for a loan
    I have been blackliated. The loan is to repay all the debt that i have occurred. A consolidation loan is what i would need. Please advise

  9. phumeza Reply

    I would Capitec to help me to pay my debts and diduct money from my salary every month

  10. Marius Reply

    Please can you help me. I’m blacklisted. But I need just a small loan. Please can you contact me back and try to help me.

  11. Martie Potgieter Reply

    Hi i need a loan of 12000 to 15000 but i have a bad credit file but can afford to pay installment pls phone me

  12. Martie Potgieter Reply

    Hi i need a loan of 12000 to 15000 but i have a bad credit file but can afford to pay installment pls phone me thank you

  13. Hans Reply

    Hi I need a loan to pay off all my out standing debt and have some money left to buy a car.if there is any way off helping me.I am a Capitec client

  14. Ravendra Reply

    Hi I am in need of a loan but got low credit rating and blacklisted I am dealing with you guys and have capitec account please help me out I can afford a repayment of R600 a month on a R8000 loan for 24 months

  15. Ravendra Reply

    Hi I am in need of a loan but got low credit rating and blacklisted I am dealing with you guys and have capitec account please help me out I can afford a repayment of R600 a month on a R8000 loan for 24 months

  16. Thandiwe Reply

    Hi.I need your help of a loan and I don’t have an account with you but I can afford to pay R1000 monthly.I need a loan of 40 000 00.I want to register the course of Pharmacist as am working now as a pharmacist assistant..

  17. vuyelwa maneli Reply

    Hai I’m vuyelwa I need a loan on capitec #to pay my debit loan and I have no place to stay I want to buy my own hokie. My bank is capitec

  18. Patrick masango Reply

    I need a loan 50000 and I was using a cash loan what I must do about this

  19. Zinhle Ngubane Reply

    Hi I’m Zinhle Ngubane I have an account with Capitec bank .I need a consolidation loan but I’m blacklisted. I want to pay my credit and I’m your client

  20. Busisiwe Reply

    Hello I want to loan an amount of 2500 and repay it with the amount of 350 but iam blacklisted

  21. Irene Msipha Reply

    Hi i’m Irene i need a loan but im blacklisted can i get it i need it ??????

  22. Thembisa primrose nojoko Reply

    hi i try to apply fr a loan but am on debt can u pls help me i bank at capitec

  23. Monde Manzini Reply

    My name Is Monde Manzini from East London. I need a money because I want to my name. I have a bad credit and I am blacklisted. I want to pay my instollments.

  24. Kutloano Reply

    Hi I’m kutloano I need a loan to pay for school stationery and transport for me child

  25. Norah Baloyi Reply

    Need a personal loan to consolidate my debt and I’m banking with you, please help

  26. Thumeka Reply

    Good day,
    I’m blacklisted but I would like to Capitec to consolidate for me.

  27. justin Reply

    hi my name is justin i think im blacklisted but any way i need a personal loan please

  28. Sevarani Reply

    Hi
    I m an existing Capitec client. I am blacklisted and require a personal loan of about R 30 000.00 or whatever amount I am eligible for. I can make repayments of R2000.00 pet month . My contact no. Is 084 833 2468

    Please let me know soonest

  29. Cavin Reply

    Hi, i’m blacklisted but i urgently need a personal loan and bank with capitec. Please assist.

  30. Patric Reply

    Hi Patric baloyi I’m blacklisted and i need help plz I need a loan 2 pay all my Dept and 2 iprove my home pls help me

  31. Patric Reply

    Hi Patric baloyi I’m blacklisted and i need help plz I need a loan 2 pay all my Dept and 2 improve my home plz help me

  32. Prince Reply

    Hi my name is prince and will love to ask, i am banking wth standard bank n will love to do a personal loan wth capitec yet i am blacklisted do i qualify for one.

  33. Mlambo Solomon Reply

    I’m currently under debt review and i need consolidate loan, so am going to qualified?

  34. Paul Molako Reply

    Hi I’m Paul Molako. I’m a person who’s looking for money to pay all my debts. I’m backlisted my credit is bad. I like to borrow an amount of R70000 to R100000. Please I’m begging you help me please please please.πŸ’”πŸ’”πŸ’”

  35. Gaby Reply

    Hi , How do we go about applying for a loan and do you assist ppl with low credit scores?

  36. Molefe jameson Manyama Reply

    Hi can you please help me with a load need to pay may debts

  37. Molefe jameson Manyama Reply

    Hi can you please help me with a loan
    need to pay may debts

  38. David Reply

    Hi my name David I bank with capitec and in need for a personal loan, I have a bad credit score and I’m blacklisted

  39. phindile Reply

    Hi i was blacklisted i think 6 yrs ago.help me i need a personal loan.i do my banking with u Capitec bank

  40. siphiwe Reply

    hi i need a loan but i have been blacklisted so i want to pay them to clear my name

  41. Shawn Reply

    Hi.
    I need help with consolidating my accounts, in.Which one of my biggest loan iys yours. Kindly need your assistance.

  42. Ilona Reply

    I need a loan van u contact me i do bank with u.please mail me for further details

  43. Karabo Reply

    hi my name is Karabo i bank with capitec and i need a personal loan but i have a bad credit score and i’m blacklisted

  44. Mzansi Wake Up Reply

    No wonder South African are easily scammed..you know capitec bank logo..do you see it here? This is not african bank don’t be fooled😠

  45. Mokgweetsi Reply

    hi my name is Mokgweetsi modirwa I bank with u capitec bank ,I am looking to borrow 100000 to build a house but my credit score is low and please help me

  46. Arenda Mohononi Reply

    I’m banking with you I need a personal loan but I am blacklisted

  47. SHEHAAM DAVIDS Reply

    Hi My name is SHEHAAM DAVIDS

    I HAVE BAD CREDIT…LISTED…IM BUSY CLEANING MY NAME…IM LOOKING FOR A 15 000 LOAN TO PAY OFF IN 3 MONTHS…MY SALRAY IS GOOD….

  48. Apply for a loan at 2% reply to this Email:(dakany.endre@gmail.com) for more Info Reply

    Apply for a loan at 2% reply to this Email:(dakany.endre(a)gmail.com) for more Info

    Loan Offer.

  49. Zayn Reply

    Hey im zayn i have n bad credit i need n loan email me plz i just want two clean my name my number is 0781325546 tanx

  50. Forzia Mustapha Reply

    Hi I need an urgent loan. I am blacklisted and i do bank with capitec

  51. Alana Reply

    Hi my name is Alana. I need a loan of 60 000 as I need to buy a car. But am blacklisted I bank with Absa. Please let me know if you are able to help.

  52. chantal Reply

    Hi is it possible for u guys too let me know if you giving loans too blacklisted people because we need urgent help

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