Get help with personal loans: people with bad credit

Personal loans are available even if you have bad credit. The issue most people with bad credit have is that they are afraid of getting rejected by the big banks like FNB and Absa when they apply for personal loans.
The good news is that banks are not the be all and end all of creditors, other institutions also provide loans for people with bad credit. These independent companies are also registered credit providers and help people with personal loans. A quick search on the internet reveals countless number of credit providers willing to help.
What help is there for people with bad credit records?
You can put through an online loan application for people with bad credit and get a reply within the same day. They will assess your credit score and see how much you qualify for. The qualification is often stringent as they will have to assess your expenses as per NCR’s rules.
Make sure you qualify by making sure of the following:
• You must be permanently employed
• You must be a permanent resident of South Africa
• You must be between 18 and 65 years old
• You must have a monthly take home of a reasonable amount after all your monthly financial obligations including the newly added consolidation loan
• A salary that has been deposited into the same account for more than 3 months
How much do you qualify to get a personal loan for?
You can get as much as R 200,000 if you can show you are able to qualify for the personal loan. It also can be as little as R 1,000 if that will help you through the month. It also depends on the reason you give for requesting the loan. If you can prove why you would like the loan you can get as much as R 200,000 or whichever the maximum allowed amount by specific lender.

11 thoughts on “Get help with personal loans: people with bad credit

  1. ntokozo vinolia dlungele Reply

    i need a loan because theres a death in the family i am the only breadwinner and no one is willing to assist me , pleas contact me ASAP if you know you can assist …..

  2. Valencia Simakuhle Reply

    Good Evening

    Please help consolidate my debts


  3. Martie Reply

    Ek het asb ‘n lening nodig!! Kan jul my asb help my Salaris is R5500 en dan kry ek ‘n ander maandelike inkomste van R5700 wat wel op my bankstaat wys elke maand! ASB

  4. Paul Jansen van Vuuren Reply

    I would like you to help me with a loan of R20000

  5. Isabel Broodryk Reply

    I need to borrow R10 000.00 for moving costs. I live in Centurion but after 4 years of being unemployed I found a job in Randburg in January. I would really like move closer to my work but just don’t earn enough to put down a deposit and months rent and moving costs to boot. I earn R10 000.00 a month.

  6. Jeanette Digwamaje Reply

    please help me, I like to pay off my debt and left only with your account. Thanks.

  7. Daniel Moeng Reply

    Can you help me to consolidate my debts so that i pay my debts at once and pay only pay your account granted to me..please. help me

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