Are you blacklisted? Are you not able to get a loan big enough to cover your expenses? Do you not have any assets to lend against? Well, you are still able to get a loan to carry you to the next month.
Enter your details below to apply for Blacklisted Personal Loans
The banks will most likely not give you a loan, not even to consolidate your debt, but there are so many other accredited loan lenders that are able to offer you loans of sometimes up to R 50 000. The trick is that you must show that you can now afford this loan, even if you did mess up your credit record. What they look for is your current affordability and not your history. These loans do carry a higher interest rate than usual, as you are still a higher credit risk.
You must be permanently employed. So check with your employer that they have registered you as permanent employee.
You must NOT be under debt review or administration.
You must be a South African Citizen, with a green bar coded ID/card ID
Your latest three months bank statements where you receive your salary
Your latest pay slip
Apply here for easy online blacklisted loan applications
Cash loans are hard to find if you are blacklisted in South Africa. And many will charge you high interest just for the privilege of applying for a loan. We show you a few that are easy to apply for. Hint: apply with as many as possible and compare their payback options and interest rates
Loanlocator.co.za. You Apply online at https://www.loanlocatorsa.co.za/wp/apply-online/
Call their call centre on 0860 022 150. Their operating hours are: Mon – Fri 8:00am – 5:00pm and Sat 9:00am – 2:00pm. They are not a FSP but they will pass you’re request through they’re call centre.
Loan Seekers. Apply at http://www.loanseekers.co.za/online-application
firstname.lastname@example.org Office: 087 940 3073
As always, please read terms and conditions carefully before putting you details through… KNOW WHAT YOU ARE APPLYING FOR!
Apply here for loans for Blacklisted People
RCS is an accredited Financial Services Provider, and is affiliated with the Foschini group and Standard Bank. Get a personal loan of up to R 100 000 within 24 hours with RCS. All applications can be made online through their website, and if you qualify provisionally for their loan then they will contact you and finish the process of getting you a loan. Their terms and conditions are quite easy to read and understand, explained in the most layman terms possible without trying to trick you with words you don’t understand. Read them carefully and understand them, though. You need to make sure you understand and are willing to abide by them.
As with all lenders, you will need to agree to the RCS personal loan interest rate charged. Have a look at how much they would like to charge you on the capital amount (loan amount) and compare that with other loan lenders. Apply with as many as possible and review the quotes you get before agreeing with any of them.
RCS personal loans contact details
Ground Floor Liberty Grande Building
Corner of Voortrekker Road and Vanguard Drive
PO Box 111, Goodwood, 7459
Tel: 021 597 4000
Fax 021 597 4727
Call Centre: 0861 729 727
Cash Loans are available for people who are blacklisted, and just like normal people with good credit blacklisted people also have access to these same facilities. Unlike the main banks like FNB, Absa and others, these facilities are available through indepedent credit providers.
What can you do to increase your chances of getting a cash loan?
Start by making sure your documentation is in order. Loan lenders always must be a South African citizens between the age of 18 and 65 earning more than R3000 per month. If you earn weekly/fortnight wages, this can be calculated, the main thing is to be permanently employed.
The next important thing with cash loan for blacklisted individuals is to have proof of address. This is what most lenders require from you to grant you the loan. However, if you are under administration, under debt review, undergoing sequestration or your expenses do not meet the standards set out by the NCR, you may not qualify. But by all means, do APPLY with credit providers.
If you would like more help please go to my contact page.